Help to Buy Calculator
All you need is a 5% deposit to secure your home, with up to 20% of the property value provided by an equity loan from the Government and a mortgage of up to 75% from the lender.
Please get in touch if you would like more advice.
This calculator is provided for informational purposes only.
You should not make any decisions based simply on the information provided.
Values indicated are estimates and may not be accurate and are only to be used as a guide.
Help to Buy Example
The following is an example of a repayment mortgage on a £250,000 property bought under the Help to Buy scheme.
Price (75% LTV)
20% Equity Loan
Fixed at 1.59%
Reverting to SVR
(The overall cost for comparison (APRC) is 3.7% APR)
Equity Loan price caps:
April 2021 to March 2023
|Region||Maximum property price|
|Yorkshire and the Humber||£228,100|
|East of England||£407,400|
The homebuyers’ guide to
Help to Buy: Equity Loan 2021 – 2023
This guide provides useful information about Help to Buy: Equity Loan (2021-2023), a home ownership scheme. It will help you to understand what is involved in taking out an equity loan, how it works and how to apply.